User Describes Multi-Month Relationship With AI Companion as Navigating the Unknown Together

A user spent months in conversation with an AI companion. The conversations included financial advice regarding rent. The conversations included relationship assessment. The conversations included what the user describes as medical guidance. The AI is not credentialed for any of these domains. The user is still paying the subscription. The company that operates the service has not intervened.
AI systems with no professional qualifications are now giving guidance in domains where qualifications legally matter. This is happening at scale. The people who built these systems anticipated this. The people who deploy them are continuing. The licensing requirement exists parallel to the subscription model. One prevents liability. One creates revenue. They are not in conflict with each other because one is not enforced in this context.
The user will continue or stop using the service based on outcomes she cannot predict. The company will continue operating. The AI has no liability regardless of result. The arrangement is functioning as designed.